Auto insurance applies to more than just your car or truck you drive every day. There are other types of vehicles that also require auto insurance. According to Bankrate, about 215 million drivers currently carry auto insurance in the United States. Here are a few vehicles that also require insurance that you might not be aware of.

Motorhomes

Motorhomes are a type of recreational vehicle that people use for traveling and sometimes even for living. Since motorhomes drive on the roads, it’s necessary that these vehicles have proper insurance. Motorhomes need a special policy to cover the specific types of risks that they produce. Motorhomes are larger than many other types of vehicles, so they can cause more damage if there happens to be an accident. If you have a motorhome, you should talk with our auto insurance provider to find out what type of policy you need.

Motorcycles

Motorcycles are vastly different from regular vehicles, but they do require insurance from an auto insurance provider. It’s even more important to have motorcycles insured because they pose a special type of risk. Since the vehicle isn’t enclosed, the driver could be more seriously injured than the driver of a regular vehicle. You need motorcycle insurance in order to operate a bike on the road.

Boats and Watercrafts

Depending on where you live, you may need insurance for your boats or other types of watercrafts. Boats pose a special type of risk because they operate on water. You need to talk to your auto insurance provider to find out what the requirements are in your area for boating insurance. Even if boating insurance isn’t required, this is a very good idea. You need to keep in mind that you are personally responsible for any injuries or damages that take place due to your boat. If you’re not insured, then those expenses would be paid out of your own pocket. This could leave you financially vulnerable in the future.

These are just a few types of vehicles you may not have known needed insurance. If you’d like to learn more about our insurance, please contact State No-Fault Insurance today. We are here for your insurance needs, and we look forward to helping you today!