Trusted Insurance in Fort Pierce, FL Auto, Boat, & Business

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State No-Fault Insurance

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Family-Owned Care From A Fort Pierce Insurance Agency

For more than 35 years, State No-Fault Insurance has helped neighbors across Fort Pierce, White City, Lakewood Park, and St. Lucie Village navigate Florida insurance with clear advice and competitive rates. As a family-owned Fort Pierce insurance agency, Joe Tromba delivers friendly service, fast answers, and access to quotes from multiple carriers for drivers, boaters, and local businesses throughout Florida. Whether you cruise US-1, fish near South Beach Park, or run a shop in downtown Fort Pierce, you will work directly with someone who knows the area and is ready to help.

Our Insurance Services

Coverage For Everyday Life In Fort Pierce

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Auto Insurance:

Personal policies for everyday drivers, plus coverage for high-risk and SR-22 filing

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Business

Insurance:

General liability and commercial auto for local companies

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Boat & Recreational:

Boat and jet ski for the Indian River Lagoon and beyond, plus motorcycle and RV

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Renters

Insurance:

Cover your personal property while renting your house or apartment

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Why Choose Us

Local Experience, Real Value

  • Over 35 years of hands-on experience serving Fort Pierce and the Treasure Coast

  • Family-owned service that puts people first, not policies

  • Independent insurance agent in Fort Pierce with access to multiple carriers

  • Free same-day quotes and quick proof of coverage

  • Support by phone, email, or in person at 2721 S US 1, Suite 8, Fort Pierce, FL 34982

Client Testimonials

What Our Customers Say

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Have dealt with Joe Tromba for over a decade for personal and business auto insurance. He has always been very reliable and honest. Plus his prices meet or beat anyone else.

- Joe J.

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Love this place. The owner is very nice and help you in all the way he can. Been with them for many years!

- Treita M.

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Joe is awesome! Love his personality and the fact he tries to give you the best possible quote. Location in Ft. Pierce off US 1.

- Lateshia N.

Serving Fort Pierce And Beyond

Proudly Covering Florida Communities

From Fort Pierce to Vero Beach, Okeechobee, Palm City, Canal Point, and Placid Lakes, State No-Fault Insurance supports drivers, boaters, and small businesses across Florida. If you live near Heathcote Botanical Gardens, fish the Fort Pierce Inlet, or commute to jobs along I-95, Joe will match coverage to your lifestyle and budget with straightforward guidance and personal attention.

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Get Your Free Insurance Quote

Ready to compare rates and cover your car, boat, or business with confidence in Fort Pierce? Call (772) 461-4477 or request a quote online. State No-Fault Insurance makes it simple to get covered today.

Your Questions, Answered Honestly

Real Answers From Real People

  • Do you only work with certain insurance companies?

    No. As an independent agency, we’re not tied to any one carrier. That means we shop multiple options and recommend what’s actually best for you—not what’s best for them. This independence lets us focus on your needs instead of meeting a sales quota.

  • Can you help if I’m turning 65 and new to Medicare?

    Yes. Medicare is complex, but we break it down step by step. We’ll help you understand your options for Original Medicare, Medicare Advantage, and Part D plans, and explain how to avoid penalties. Whether you want to keep your current doctors or need extra benefits, we’ll guide you every step of the way.

  • Do I have to pay for your services?

    No. Our services are free to you because we’re compensated by insurance carriers when you enroll. But our commitment is to you—not them. We don’t push products; we focus on helping you make the right decision.

  • Can small businesses offer health insurance affordably?

    Yes, and it’s often more doable than you think. We help business owners design benefits packages that balance cost and coverage, whether you’re a team of five or fifty. Offering group health doesn’t have to break your budget—we’ll show you smart options that work.

  • Do you work with clients outside your state?

    Absolutely. We serve clients nationwide with virtual meetings and secure tools, so you get the same level of personal service no matter where you are.